A gentleman walks into a bank in New York City and asks for the loan
officer. He says he is going to Europe on business for two weeks and
needs to borrow $5,000.
The bank officer says the bank will need some kind of security for such
a loan. So the gentleman hands over the keys to a new Rolls Royce parked
on the street in front of the bank. Everything checks out, and the bank
agrees to accept the car as collateral for the loan. An employee drives
the Rolls into the bank's underground garage and parks it there.
Two weeks later, the gentleman returns, repays the $5,000 and the
interest, which comes to $15.41. The loan officer says, "We are
very happy to have had your business, and this transaction has worked
out very nicely, but we are a little puzzled. While you were away, we
checked you out and found that you are a multimillionaire. What puzzles
us is why would you bother to borrow $5,000?"
The gentleman replied, "Where else in New York can I park my car for two weeks for 15 bucks?"